Refund & Payment Policy

Effective Date: 02 February 2026

1. No Refund After Acceptance

Once materials are accepted:

  • No refunds
  • No replacements

2. Deemed Acceptance

If you are not present at delivery:

  • Delivery is considered accepted

Customers must inspect materials upon delivery. At the point of delivery, the Customer or the Customer's authorized representative shall have the opportunity to examine the materials and either accept or reject them. Acceptance of the materials at the point of delivery shall constitute confirmation that the materials are satisfactory in quantity and quality. Once the materials have been accepted and delivery has been completed, the transaction shall be deemed final and no returns, refunds, or replacements shall be permitted.

Where the Customer or an authorized representative is not present at the delivery location at the time of delivery, delivery to the designated location shall be deemed acceptance of the materials, and the order shall be considered duly completed.

3. Complaint Window

Complaints must be made within 24 hours.

4. Payment

Payments may be made through:

  • Bank transfer
  • Debit or credit cards
  • Other approved methods

Orders may require advance payment.

BamBamLoad reserves the right to cancel unpaid orders.

5. Third-Party Payment Processors

Payments are processed through third-party providers, including but not limited to Paystack.

BamBamLoad:

  • Does not process payments
  • Does not hold funds
  • Is not a financial institution

6. No Liability for Payment Issues

BamBamLoad shall not be liable for:

  • Payment delays
  • Failed transactions
  • Chargebacks
  • Payment reversals
  • Payment gateway downtime

7. Chargeback Responsibility

Users shall be responsible for any chargebacks.

BamBamLoad reserves the right to recover all related costs.

8. Payment Control

We may:

  • Hold payments
  • Investigate disputes
  • Reverse transactions if necessary

9. Fraud Protection

BamBamLoad may suspend or withhold payments where fraud or suspicious activity is detected.

10. Non-Refundable Fees

Platform service fees are non-refundable.

11. Policy Update Clause

This Policy may be updated from time to time, and continued use of the Platform constitutes acceptance of any revised terms.